Ais nearly within reach, but Senate negotiations on the could push out delivery of the by days or even weeks. The Senate is expected to officially start work on the sweeping economic rescue bill Wednesday, but the legislation is far from set, as Democratic and Republicans senators rear up for a fight over and a .
The terms of thecould also be back on the table, which could add days to the schedule. The House settled on last week, but some Democratic Senators may want to adjust the guidelines to at lower-income households, . Even if Congress can hold to its schedule to pass the by the middle of the month, putting additional stress on an-already burdened agency.
In addition, the issue of priority payment groups means some may get their checks weeks before others, especially if there’s a— for example, . We mapped out possible dates you could expect the IRS to deliver the first wave of checks, the likely deadline to send the last payment and more. By the way, here’s and all the . This story was updated with new information.
Dates the third check could go out, and why priority group matters
Democrats have set a self-imposed deadline of March 14 to pass the final version of the— this is the date . If the Senate makes substantial changes on the COVID-19 bill and , it would go back to the House for another vote. What happens if the timeline slips a week or two as a result? We factor that in below.
Here’s what also affects stimulus delivery dates. The IRS organized the first two payment rounds according to payment groups, withrecipients the first in line, followed by people receiving and then . Using the timeline from the second payment, we can take an educated guess as to when the IRS could start sending the first checks for each group.
Complicating matters, theat the same — more on that below. Keep in mind, it could take weeks for the IRS to process every group’s funds, so consider the possible dates below as just a starting point. We refresh this timeline as the situation evolves.
When could the next stimulus check possibly arrive?
|Stimulus check passes Congress||Friday, March 12||Monday, March 22||Monday, April 5|
|Stimulus bill signed into law||Sunday, March 14||Tuesday, March 23||Tuesday, April 6|
|First direct deposit check sent||Week of March 22||Week of March 29||Week of April 12|
|First paper checks sent||Week of March 29||Week of April 5||Week of April 19|
|First EIP cards sent||Week of April 5||Week of April 12||Week of April 26|
|IRS deadline to finish sending checks||Dec. 31, 2021||Dec. 31, 2021||Dec. 31, 2021|
|Claims for missing stimulus money open||After tax season||After tax season||After tax season|
Will the IRS have a cutoff for sending the stimulus checks? We think we know what it is
The Jan. 15 deadline for the second stimulus check approved in December was written into the text of the bill without explanation. Anyone who didn’t receive all or part of their second payment must claim it as part of the IRS’to get the funds owed — even if they have .
The(PDF) would give the IRS a Dec. 31, 2021 cutoff to complete sending out the third stimulus checks.
Why and how your stimulus payment group could change
When you get your stimulus money would likely depend on how you get it. That was largely true with the first two checks (there are always some exceptions) and is expected to play out similarly the third time around.typically get their stimulus money faster, as evidenced by how the government handled the first two rounds of payments in March and December. But both times there were issues involving that were rejected by banks.
The IRS told CNET in January that some people who received a physical check orthe first time may get paid by the other method the second time around. And, anecdotally, we’ve heard of people who received direct deposit payments the first time finally getting an EIP card in the mail — and not an electronic bank transfer — weeks after the IRS tool said the payment was issued.
While you won’t have the final say in how you get your payment, we recommend signing up forwhen you submit your , if you . If you already have an account, make sure your details are correct. We also suggest you try to . While you can (you’d still have to pay taxes owed now) whether that will help or hurt you may get a little complicated.
The other payment groups loosely defined (by us) include Social Security beneficiaries who received payments a different way the first time if they’re part of the, and people with more complex scenarios that could lead to potential . People in different are one example we’ve seen, as are and people with .
How could 2020 tax season affect stimulus delivery dates?
Since ais likely to drop in the (taxes are ), the IRS may have to based on the most recent tax filing it has. That would be your , or 2019 taxes if the check is ready before your tax return is. This could also . (Learn more about some of the .)
If you’re owed money, you, until you file your 2021 taxes in 2022, according to the (PDF) under consideration. Filing for a in a way that could be different if the itself (we haven’t heard anything more about this).
By mid-March, tens of millions of Americans may have already received their tax refunds, which could make it tricky for the IRS to straighten out problems or redact refunds after issuing.
Tips that could get some people a stimulus check faster
There may be, assuming the stimulus bill is approved. For example, signing up for with your 2020 tax return would put you in the priority category for a third stimulus payment.
If you’ve. Here are our other suggestions for how people can make it more likely they’ll . Note that there could be some that may not apply to a possible third stimulus check.
Extra stimulus check details for these 6 groups
Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are our guides for:
Here’s, including what to do if you ran into problems with .